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How to File a Truck Accident Claim Most accidents on trucks are caused by carelessness on the part the truck driver or the trucking company. Victims of injuries often need to file a lawsuit in order to receive full compensation for their accident-related expenses. Medical bills are a common cost for victims of truck accidents. The insurance provider for the responsible party may request an independent medical exam in order to determine the extent of your injuries and how they impact your daily life. Medical Care It is essential to seek immediate medical attention following an accident involving a truck to ensure your health and safety. If you seek medical attention as fast as you can will aid you to record your injuries in order to use them as evidence in your claim. It can also help you build an argument that is stronger and proves your injuries resulted from the crash. Medical expenses are a crucial element of any claim involving personal injury. They provide evidence of the severity of your injuries and how they have affected your life. Without proper documentation of your injuries, you may not be able to obtain the full amount of compensation for all your losses. In some cases medical attention may be so extensive that it prevents you from working or going back to normal activities. In this scenario you could be entitled to compensation for lost income. In addition, you could be entitled to reimbursement for the expense of any assistive equipment you require to live your life as normal as you can. In any accident, there are many parties that could be held accountable for the outcome of a truck accident. They include: Truck drivers: They may be employees of a company or contract employees who are required to drive for an employer or independent owner-operators. They operate their trucks on behalf of them or the shipper with whom they have agreements. Truck drivers who are reckless, negligent or otherwise engaged in unsafe driving may be held accountable for the resultant accident. Other drivers: If a driver's negligence led to the crash, that driver might be held liable. Other drivers are usually found to be responsible for truck-related accidents, especially when the other driver was driving in a reckless manner or distracted. The liable parties might attempt to minimize your claim by trying to minimize the blame, recording your statements against you, or even tricking you into admitting responsibility. This is why it is important to work with a knowledgeable truck accident lawyer. Your attorney will fight for your rights and make sure the responsible party is paid what you're due. Lost Wages Accidents involving trucks aren't the usual. These collisions are more serious and more likely to result in permanent injuries and disabilities. These crashes also carry heavier loads, which can expose occupants to greater risk. There are allen truck accident law firm of truck drivers, such as owner-operators who own their own vehicles and contract with shippers to haul goods for a fee, or company drivers who operate vehicles that are owned by their employers. Both parties could be held accountable for any crash involving commercial vehicles based on the circumstances. Anyone who is injured in a collision with a truck and is unable to work could be entitled to compensation for the loss of wages. They are by the amount of earnings they could have made during the time they could not work because of their injuries. This includes not just regular wages, but also benefits like paid time off and overtime. Before awarding damages for lost wages, a judge generally reviews a letter from the doctor who treated the injured party that outlines their treatment plan and explains why they were unable to go to work. A letter from the victim's employer is also required to is proof of their hourly or monthly wage, as well as the number of days they were unable to go to work because of their injury. Once all evidence is collected after which your lawyer will prepare an itemized list of demands that outlines the amount you have lost due to the truck accident. The package will be sent out with a clear message to other driver’s insurance company, stating the facts of the incident and the extent of your injuries. There could be back-and-forth communications throughout the negotiation process and if an agreement is not reached, your lawyer will file a lawsuit on your behalf. In most cases, a claimant can claim back wages lost due to the bodily injury liability coverage of the driver who was at fault. If this isn't possible the person who has been injured can file a claim through their own auto insurance company. The claim will be limited to the maximum amount of their personal injury protection policy (PIP). Pain and Suffering Truck accidents can cause emotional and physical pain as well as financial loss. These non-economic damages are difficult to quantify, yet they deserve monetary compensation. A New York truck accident attorney can examine your case and determine the value of your non-economic damages. Injuries can make you not be able to engage in your favorite activities or activities. You may miss out on vacations or other activities which make your life more enjoyable. You deserve compensation for these losses. Loss of consortium as well as loss of enjoyment of life are both examples of damages that are not economic. It is essential to seek immediate medical attention for any injury following a crash with an enormous truck. This will not only help you to keep your health in good shape but will also be a valuable document for any future personal injuries claims. It's also crucial to have an extensive medical examination even if the injuries appear to be minor at the moment. Over time, a medical professional can determine the severity of your injury is and give you the right treatment. The next step is to have your attorney go through all the evidence and compile an official demand letter setting forth your compensation needs. Your lawyer will then send the demand letter to the parties at fault and their insurance companies. If they do not agree to meet your demands then your lawyer will be prepared to go to court. This will show them that you're not going to give up and they must be treated with respect if they want you to receive fair compensation. Finally, be prepared for the at-fault party's insurance company to contact you about the collision and the injuries you sustained. They are usually “wolves in sheepskins” and will try to get you to give them information that they could make up and use against your settlement in court. You can stay clear of making statements that may be used against you by having your attorney handle all communications with insurance companies and others. Damages Damages are the primary aspect of any truck accident claim. These can be financial like medical bills and lost wages, or not, like suffering and pain. In both cases however, there's one thing that all damages share and that is that they result of the negligence of a third party. To receive compensation the victim has to prove that the person responsible did not exercise reasonable care while operating or maintaining their car or acted in reckless manner while on the road. As a result of the enormous size and weight of these vehicles, victims can sustain severe injuries in even the most minor of accidents. It is crucial to seek medical attention immediately, even if your injuries seem to be minor. This will not only protect your health, but it will also provide crucial documentation in the event of a possible injury claim. This will allow the insurance company to understand the full impact of your injuries and could keep them from arguing that you are not as seriously injured as you claim. It is also crucial to keep track of all costs that you incur as a result of your accident. This will include any travel expenses you incur in order to get to doctor's appointments or other treatments and also any property damage that is incurred in the collision. This includes your vehicle that could be destroyed in a serious crash as well as personal items like watches and other jewelry. It is common for the liable party's insurance company to attempt to contact you after the crash to offer a settlement. You should not talk to them or accept a settlement without consulting with an experienced truck accident lawyer. They will often attempt to convince you to accept low offers that do not adequately cover your accident-related expenses. A reputable lawyer will be able to look over your documents and provide you with a precise estimation of the value of your case. In addition, your lawyer will determine whether any additional damages are available such as punitive damages. These are damages intended to punish the wrongdoer and deter others from engaging in similar behaviour.